The full new State Pension is £241.30 a week in 2026/27, equivalent to approximately £12,548 a year — just £22 below the £12,570 Personal Allowance, which is frozen until April 2031. With earnings growth of 3.9%, the State Pension is set to rise to approximately £250.70 a week from April 2027, or £13,036 annually. That would put it around £466 above the tax-free allowance, creating a theoretical income tax liability of approximately £93 a year at the basic rate. However, the